what to expect
Clarity. Strategy. Freedom.
A financial plan made just for you - so you can build passive income, make work a choice, and have the freedom to live life your way.
how it works
Simple steps. solid support. your strategy and direction, sorted.
Step 1
intro chat
This is your free 15 minutes with a Guardian.
Tell us what you’re hoping to achieve, what you already have in place, and where you’d like some guidance.
We’ll talk through what’s going on, answer your initial questions, and see whether we’re the right fit to help. If we are, we’ll explain what working together could look like, including the next steps and any fees involved.
Step 2
discovery session
Get the full picture — your money, your goals, and your life.
This is where we get to know you. We’ll explore where you are today, what you already have in place, and what you want your future to look like.
We’ll talk about what matters most to you, the ideas and possibilities you may already be considering, and the lifestyle you want to enjoy along the way — not just the end goal.
From there, we can start shaping a financial plan that fits your life, your priorities, and what you want your money to make possible.
Step 3
strategy session
This is where it all starts to come together.
We’ll take you through the strategies and options we’ve identified for you, using detailed financial modelling to show what each could mean for your future.
You’ll see how the different pieces fit together, the impact of the decisions you make today, and the pathway we recommend.
By the end, you’ll have a much clearer picture of where you’re heading, why the strategy makes sense, and what comes next.
Step 4
integration
We confirm your path and set the plan.
We’ll come back together after you’ve had time to consider the strategies and recommendations from your Strategy Session. This is your opportunity to ask questions, work through any final decisions, and confidently confirm the path you want to take.
Together, we’ll map out exactly what happens next — what you’ll do, what we’ll take care of, and where we’ll bring in other specialist expertise if needed. You’ll leave with a clear action plan and confidence in the steps ahead.
Step 5
action
Where the rubber meets the road.
Your Guardian will help drive your plan forward, coordinating the moving parts and keeping everything on track. Some actions may happen within a week, while others will unfold over several months.
We’ll work alongside you for as long as needed to get everything set up and give you clear direction for the short, medium and long term. You’ll know exactly what you’re doing, why you’re doing it, and how each step fits into the bigger picture — moving you closer to the life you choose.
Step 6
review
Your plan evolves as your life does.
A good financial plan isn’t something you create once and forget about. Life changes, markets change, opportunities arise — and your strategy should evolve with them.
We’ll review your progress regularly, make adjustments where needed, and ensure your investments, KiwiSaver and wider financial strategy remain aligned with your goals.
It’s about keeping you on track while making the most of opportunities along the way.
Know your options.
Learn what’s right for you.
Take your next steps with complete confidence - knowing exactly what to do and why you’re doing it.
Breathe. Your solution is here.
